INSURANCE AND FINANCING
Insurance & Payment Options
Weight loss surgery, sometimes referred to as bariatric surgery, is not universally covered by insurance companies. However, many have begun offering coverage, and it’s important to contact the company and verify whether or not you have weight loss surgery financing coverage, and whether that coverage applies to surgery at Roller Weight Loss & Advanced Surgery.
SUBMIT A LOAN INQUIRY
There are a variety of circumstances you may encounter regarding your health insurance:
Note: Obesity and morbid obesity are considered separate health conditions. Some plans exclude treatment for obesity but will cover treatment for morbid obesity. Be very specific when describing your condition to your insurance company. If you are unsure which condition you have, we can help you make that determination.
- Psychological Evaluation.
Psychological assessment of your state of mind and readiness to have surgery and deal with its aftermath.
- Medical Records.
Your history of surgeries, medical conditions, medications and diseases.
- Letter of Medical Necessity.
A letter from the patient’s Primary Care Physician documenting that the patient suffers from severe or morbid obesity, has failed multiple different diet and exercise plans, and would benefit significantly from losing a significant amount of weight.
CO-PAY & CO-INSURANCE
- American Express
- Cashier’s Check (no personal checks)
The cost of the operation includes:
- Hospital charges (assuming an average hospital stay without complications)
- Surgeon’s fee
- Surgical assistant’s fee
- Anesthesiologist’s fee
- Pathologist’s fee
- X-Ray charges
This fee only covers routine service related to the surgery and is based on usual and customary charges. The fee estimate will not include:
- Pre-procedure office visits
- Post-procedure office visits
- Diagnostic testing
- Other professional services required as a result of a complication
- Other services provided unrelated to weight loss surgery
If your insurance carrier does not provide coverage for weight loss surgery (bariatric surgery) or provides incomplete coverage, self-paying is an option. However, we understand that some of our patients may need assistance. We offer multiple options for financing, including: